The Liberty Township Fire Department is pleased to announce that the Insurance Service Office (ISO) has elevated its protection rating to a Class 2. The new rating is the result of the Public Protection Classification Program (PPC) Survey which rates available fire protection in a community. Liberty Township’s last evaluation was conducted in 2012 and the new rating will take effect on April 1, 2018.
The ISO rating is a numerical grading system and is one of the primary elements used by the insurance industry to develop premium rates for residential and commercial businesses. Data is analyzed using a Fire Suppression Rating Schedule (FSRS) and then assigns a PPC from Class 1 (best) to Class 10. Along with the class rating and three survey areas, the FSRS also includes a community risk reduction assessment based on the following criteria: the strength of a fire department, public fire safety education, and fire investigation.
The ISO survey areas include:
“The Liberty Township Fire Department is proud of our upgraded ISO rating from a Class 4 to a Class 2 because it places the department in the top 3.5% of the nation’s fire departments,” stated Fire Chief Ethan Klussman. “This is quite an accomplishment considering only 0.4% of fire departments in the country have an ISO rating of a Class 1.”
Residents are encouraged to contact their insurance agents to notify them of the Township’s lower rating classification.